CREDIT & FINANCIAL
COACHING
Our Ongoing Credit and Financial Coaching
Sessions will give you the foundation to financial freedom.
We help you reach your credit goals faster
WHY CREDIT iQ - WHAT CAN I EXPECT?
Our programs are custom designed for each client
Our coaching systems are some of the most effective, advanced & comprehensive with clients globally: US, EU & Canada
Whether you’re a seasoned financial pro, or just starting out your credit journey
We can help you reach your goals faster.
With a strong emphasis on building Wealth through Homeownership & Real Estate investments
Key Benefits from our coaching
- What to do if you have a 350-740 Credit Score / or not enough tradelines
- Want to obtain a 770+ Score. (Best % rates for most funding)
- Want to learn how to build / enhance / optimize / maintain credit scores
- Receive faster approval times for loans and low % rates with affordable payments
- Get out of debt faster and start saving money for investments and retirement
- Reduce stress & anxiety over finances
- Increase Income. Better employment opportunities. (Many employers now look at credit scores for risk assessment for hiring & promoting within)
Our team has Expert Credit, Lending & Financial knowledge. We design and tailor packages just for you, your family & your business. We have one of the most full service, comprehensive packages that you can trust in the industry.
Our average clients can save EST: $600 – $1,000+ per month in % charges
Average savings $300 – $600 per month. (income 100k or less per year)
Average savings $600 – $1000+ per month. (income 100k or more+ per year)
Once we have achieved a 740-770 Credit Score. We will teach you…
- How & when to negotiate interest rates to save money. (Insider tips)
- Refinance or receive lower % rates on home loans
Example: 30 yr 300k loan- 770 credit score - Average savings having 770 score vs 620 score-you will save average $290 per month= $3400 per year= total savings over life of 30 year loan $104k
With 620 credit score on a 300k loan you could be paying a extra $104,000 over the next 30 years
How much does it cost you to have a low FICO score?
Use the calculator below and find out how much can you save?
Learn how to become a your own credit Guru with a 770 credit score:
- Negotiate Credit Cards to 9.9% fixed rates & eliminate debt. Average savings of $75 per month
- Negotiate New Auto Loans to 0% rate. Average savings of $175 per month on a 25k loan
- Negotiate Insurance policies: car, home, life, business. Average savings of $75 per month
- Secrets of getting credit card annual fees waived
- How many credit cards do I need and how old should they be
- How often should I use my credit cards & how much should I charge maximum
- Is a zero balance best on my credit cards and report
- If I open or close a credit card will it hurt my score
- Do inquiries hurt my score, how much & how long
- What frequency do creditors report data to the bureaus
- What day of the year is it best to buy a new car to get the best price & save thousands
- 5 Reasons Why Your First Home Should be an Investment Property
- What months of the year are best to buy Real Estate to get the best deal
- Understand lending guidelines: For faster approval times
- And much more…
What you and your significant other will receive:
- A private web meeting in the comfort of your home or office
- Personalized Coaching from trained professionals you can trust
- Detailed customized action plan to achieve your goals
- How Credit Scores really work (What Fico does not tell you)
- Wealth Building Knowledge you can use for life