Our programs are custom designed for each client

Our bad debt settlement systems are some of the most effective, advanced & comprehensive with clients globally: US, EU & Canada

Our average clients can save ESTM:

80%- 40% less of the bad debt balance owed

We charge no upfront settlement money until the job is completed. We do not handle your money. You will pay the creditor directly after we have made a settlement agreement with the creditor.

What creditors don’t tell you: They do not delete the trade line from all 3 bureaus when you pay them on bad debt. They only delete the balanced owed.

This will NOT raise the scores, it will drop the credit scores.

We also offer Forensic Credit Restoration after settlements are completed in order to maximize the scores after settlements ( A Full Solution ) to increase scores.

What most debt settlement or consolidation companies do not tell you:

• They typically take fee’s of 18-25% of what you owe in hidden fees. And are paid FIRST before they even start to settle for you. Which gives them no motivation to reduce the amount you owe to save money.
• Your generally making $500 payments for years before they even start to settle your accounts. The creditors during this process will still place negative remarks on the report and when they are done will still show a paid bad debt on the credit report. Which will then drop your scores. You will then still need to hire a professional to help you restore the credit report.

What you and your significant other will receive:

• A private web meeting in the comfort of your home or office
• Personalized Coaching from trained professionals you can trust
• Detailed customized action plan to be taught for FREE how to settle or what we can do for you if you choose to retain our team of professionals.