Helping People is the heart of what Credit iQ associates do every day.
Even in this time of unprecedented access to information, there remains a lack of financial knowledge among individuals and families. Speak with a licensed professional who will provide you the tools and guidance needed to help you make informed financial choices and meet your goals. We can create a better future for you and your loved ones.

The Financial Needs Analysis

We offer a complementary Financial Needs Analysis (FNA), which is always the first step in helping to identify the core components of your financial health. Key areas that the FNA can help you identify include:

• • Cash Flow
    • Earn additional income
    • Manage expenses
  • Debt Management
    • Consolidating debt
    • Plan to eliminate debt
  • Proper Protection
    • Protection against loss of income
    • Protection of family assets
  • Build Wealth
    • Outpacing inflation
  • Preserving Wealth
    • Reducing taxation
    • Build a legacy
  • Emergency Funds
    • Prepare for unexpected expenses
    • 3-6 month income cushion

When investing in financial products, there are certain risks, fees, charges, and limitations that one must take into consideration before investing. We will help guide you in the right direction. You will obtain a free financial plan and a clear understanding about your current financial state. Every 3-5 years many investment vehicles change or evolve.

When was the last time you meet with your financial advisor to look at your portfolio?